Spain: Financial Sector Assessment Program -Technical Note: Regulation, Supervision, and Governance of the Spanish Cajas
Volume/Issue:
Volume 2006
Issue 215
Publication date: June 2006
ISBN: 9781451812183
$20.00
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Topics covered in this book
This title contains information about the following subjects.
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Banks and Banking , Economics- Macroeconomics , Money and Monetary Policy , Public Finance , ISCR , CR , business group , sanction savings banks , savings banks system , ACs power , stabilization fund , board of directors , central government , Public sector , Legal support in revenue administration , Credit , Bank liquidation , Commercial banks
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Summary
This report provides the background on the financial liberalization and deregulation process with special reference to Spain’s cajas de ahorros (savings banks). It provides an overview of the cajas’ governance structure and analyzes the regulation and supervision of cajas, with particular reference to the division of responsibilities between the central government (State) and the autonomous communities. It discusses the main challenges in terms of ensuring the cajas’ operational autonomy and leveling between savings and commercial banks. It also summarizes the main findings and provides recommendations.
